Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, as well as all applicable laws and regulations, including applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. Your continued use of this site despite disagreement with these terms is explicitly prohibited. In no case will Walletwyse bear liability for any misuse of its data in conflict with these Terms and Conditions of Use. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Walletwyse's web site for personal, non-commercial transitory viewing only. This grant of a license is not a transfer of title. You may not, for any reason:

    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Walletwyse's web site;
    4. remove any copyright or other proprietary notations from the materials;
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Walletwyse at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Walletwyse's web site are provided "as is". Walletwyse makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Walletwyse does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its web site or otherwise relating to such materials or on any sites linked to this site. Walletwyse content is for informational purposes only. Do not make financial, tax, or investment decisions without first consulting an independent financial professional or attorney, and always conduct independent research. While Walletwyse may customize its advice based on information provided by its users, Walletwyse content is not specific to any individual; it is not intended to be personalized financial advice.

  2. Walletwyse is a website that contains calculators, discussions and written entertainment content. Walletwyse is not a broker/dealer, an investment advisor, or professional tax/financial/legal professional, and is not regulated by any body that regulates or promulgates governance standards for these activities.

  3. Walletwise is an informational that analyzes various costs, sharing everyday information related to financial concepts, investments, and strategies. No content on the site constitutes - or should be understood as constituting - a recommendation to enter in any transaction or to engage in any of the financial strategies presented in our site content. We always recommend you consult with a financial planner or other licensed individual prior to making financial decisions.

  4. Our valuation calculators are for informational & educational purposes only. Any pre-defined value is an assumption based on information provided to Walletwyse. Such pre-defined values or calculator results may be based on local or personalized factors, but are not guaranteed to be accurate. Any resulting calculation outputs are generic “best guesses” and are not endorsed by Walletwyse for making financial decisions.

  5. Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information.

4. Limitations

In no event shall Walletwyse or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Walletwyse's internet site, even if Walletwyse or a Walletwyse authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Walletwyse's web site could include technical, typographical, or photographic errors. Walletwyse does not warrant that any of the materials on its web site are accurate, complete, or current. Walletwyse may make changes to the materials contained on its web site at any time without notice. Walletwyse does not, however, make any commitment to update the materials.

6. Links

Walletwyse has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Walletwyse of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

Walletwyse may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law & Severability

Any claim relating to Walletwyse's web site shall be governed by the laws of the State of Washington without regard to its conflict of law provisions. If any part of these Terms of Use is declared unenforceable or invalid, the remainder will continue to be valid and enforceable.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy:

  1. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.

  2. We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.

  3. We will only retain personal information as long as necessary for the fulfillment of those purposes.

  4. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.

  5. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

  6. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.

  7. We will make readily available to customers information about our policies and practices relating to the management of personal information.

  8. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

- Walletwyse Team