The Walletwyse Home Equity Index estimates positive equity in owner-occupied homes for U.S. states, cities and Zip Codes. The index demonstrates the extent to which home valuations exceed outstanding mortgage balances. This interactive chart visualizes data for the Cincinnati, Ohio area. The Zip Code with the most equity? 45243 (Indian Hill), with an estimated $1.6 Billion in aggregated home equity. 45225 (Westwood) is lowest. Despite a high rate of free-and-clear ownership (45%), the median loan for mortgaged homes ($42,000) is just barely lower than the median home value ($47,000), taking the total equity to about $15 Million.
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