Cincinnati - Home Equity Index

Jan 24, 2019

The Walletwyse Home Equity Index estimates positive equity in owner-occupied homes for U.S. states, cities and Zip Codes. The index demonstrates the extent to which home valuations exceed outstanding mortgage balances. This interactive chart visualizes data for the Cincinnati, Ohio area. The Zip Code with the most equity? 45243 (Indian Hill), with an estimated $1.6 Billion in aggregated home equity. 45225 (Westwood) is lowest. Despite a high rate of free-and-clear ownership (45%), the median loan for mortgaged homes ($42,000) is just barely lower than the median home value ($47,000), taking the total equity to about $15 Million.

You can access the the release schedule for our city maps here, as well as the methodology for our Home Equity Index.

While you're visiting our site, calculate the cost of home ownership in your area with our progressive Home Purchase Calculator. Choose from Basic, Advanced or "Wyse" modes to understanding everything from the fundamentals to complex concepts like the opportunity cost of buying a home.

Our goal is the thoughtful curation of financial information to help you make informed, bias-free decisions, so Walletwyse is unaffiliated with lenders and brokerages.